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Where to Invest in Poland in 2025

Which Industries to Invest in Poland in 2025

Investment forecasts for Poland in 2025 are highly optimistic against the backdrop of a strengthening zloty and ongoing military conflicts in the global East. Investors in Poland can consider both traditional assets (residential, commercial, or industrial real estate) and riskier options (tech startups or even cryptocurrencies).

It is important to account for current economic conditions and forecasts when making short-term investment decisions. In 2025, most government contracts in Poland have been outsourced to private contractors in the defense and military sectors, particularly in areas involving AI systems.

Poland in 2025 offers diverse opportunities for investors, given the forecasted economic growth and market changes. Key areas of investment include technological innovation, real estate, defense, and financial instruments.

Economic Forecast

According to the European Commissionโ€™s projections, Polandโ€™s GDP is expected to grow by 3.2% in 2025. The main drivers of this growth will be private consumption and investments, supported by European Union funds. However, inflation remains a significant factor, with an estimated level of 4.7%.

Technological Innovations

One of the key investment areas in 2025 will be technology development. Investors may look into startups specializing in artificial intelligence, automation, and green technologies. These sectors promise high growth potential and interest from venture capitalists.

Real Estate in Poland

Investing in real estate, construction, and development remains a traditionally reliable option. Demand for residential and commercial real estate in Poland continues to grow, particularly for projects focused on energy efficiency and self-sustainability. The cost of new buildings is expected to increase by 20โ€“25%, driven by inflation and rising construction costs.

  • Residential Real Estate: Major cities like Warsaw and Gdaล„sk are experiencing high housing demand, especially from foreign investors. There is a growing interest in villas, eco-friendly projects, townhouses, and luxury properties, as well as large recreational complexes in scenic locations.
  • Commercial Real Estate: Office and retail spaces remain attractive investments, particularly in the context of e-commerce growth. Warehousing leads in development, and Class A offices became a highlight of Polandโ€™s construction market in 2024 through pre-leased agreements.

Defense Sector

Poland plans to increase its defense spending to a record 4.7% of GDP, amounting to approximately $46 billion in 2025. This opens opportunities for investments in defense technologies and services. Given current geopolitical realities, this sector is likely to become a crucial area for long-term investments.

Financial Instruments

For more conservative investors, various financial tools are available:

  • Bank deposits in zloty: Suitable for those who prefer low-risk and high liquidity.
  • Polish company shares: Of interest to long-term traders, especially in the defense industry.
  • Bonds (including war loans): A good option for beginner investors.
  • Cryptocurrencies: A high-risk but potentially high-reward choice.

Notable Investment Projects in 2025

  1. Defense Projects
    • Military Equipment Procurement: Includes radar control systems, drones, and increased ammunition production to ensure sufficient reserves for potential conflicts.
    • Eastern Shield Program: A series of strategic defense initiatives to prepare Polandโ€™s border areas with Belarus and Russia, including the construction of fortifications.
  2. Energy Projects
    • Poland plans to invest in constructing its first nuclear power plant, part of its strategy to ensure energy security and reduce hydrocarbon dependence. Expected investments in this project amount to approximately 60.2 billion zloty ($14.7 billion) over the first five years, with at least 20% equity financing.
  3. Innovative Technologies
    • The Polish government will allocate 69.6 million zloty ($17.5 million) to build a factory and research center for AI development and control, emphasizing Polandโ€™s commitment to fostering high-tech and innovation.
  4. Social Programs
    • Polandโ€™s 2025 budget includes additional funding for healthcare ($50 billion) and social programs for youth and pensioners, including guaranteed pension indexation ($30 billion). These initiatives aim to further improve the quality of life for Polish citizens and strengthen social stability.
  5. Support Programs for SMEs
    • Poland continues to develop programs supporting small and medium-sized businesses through funding mechanisms and grants, helping entrepreneurs adapt to changing economic conditions and contribute to the growth of the Polish economy.

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